Along with the rapid development trend of the intelligent era, mobile payment infiltrated in people's lives; small to rice, oil, salt chinese payment system, soy sauce, vinegar and tea, large to pen, ink, paper, ink, poetry, wine and flowers; a bag of rice and a bottle of vinegar more and more of the mall water flow are in the mobile credit card bill to carry out the show. In a short period of two years, everyone's food, clothing, housing and payment have changed a lot, from the payment of cash, to credit card swipe, and then to the following sweep two-dimensional code payment; of the body without a penny of cash, you can also easily buy and sell, pay quickly.
I still vaguely remember that in the case of mobile payment just arose, then not only will there be a lot of suspicion, worry about the loss of money, the Internet is not safe these. To the subsequent acceptance, at that time everyone has gradually enjoyed the convenience and convenience of mobile payment, at that time merchants are will place two or three collection codes for customer payment.
With the development of science and technology, we will be a variety of payment methods "combined", commonly known as polymer payment. It applies to cell phone WeChat, Alipay, China UnionPay sweep QR code, gateway ip, convenient and many other diverse payment methods. Not only does the merchant reduce connection costs and improve operational efficiency, but also solves the customer's payment problem; and the merchant no longer needs to worry about the combination of several QR code assets, not to mention the service fee for cash withdrawal.
In the end, in one sentence, the aggregation of payment is more convenient and faster. For the merchants, the aggregated payment can reduce their labor, complete payment, reconciliation, accounting, statistical analysis, management methods and data statistics, etc., reduce the merchants to pay the cost of capital investment at the same time, let the store management methods more very easy, so that customers pay more convenient.
Related Hot Topic
What is a global payment system?
What are the typical payment methods used in global commerce? Cash in advance, documentary credit or a letter of credit, documentary collection, an open account, and consignment and trade finance are all acceptable forms of payment.
Does Russia have a fast system of its own?
A Russian version of the SWIFT financial transfer system, SPFS was created by the Central Bank of Russia. Its full name is Sistema peredachi finansovykh soobscheniy (lit. "System for Transfer of Financial Messages").
Are there transfer payments in China?
There are three types of transfer payments in China's present financial transfer payment system: tax refunds, categorical transfer payments, and condition payments. Since the 1994 tax reform, the percentage of tax refunds has been steadily decreasing while the other two types of payments have been rising.